Savings   

             

Regular Savings Account  #001

Regular Savings Account is your basic savings account.  You must have a $10 Savings Account balance in order to have membership and to use other credit union services.  Interest is accrued daily; paid and compounded quarterly on balances of $500 or more.  You are allowed 6 free withdrawals per year; each withdrawal beyond 6 will have an excessive withdrawal fee.

  

Credit Builder Savings Plan

This savings plan offers a short-term loan to members who have either minimal to no credit history or who need to improve or rebuild a damaged credit history with the additional benefit of establishing a savings plan.

  • All  applicants must be 18 years of age or older and must be in good standing with the credit union

  • Loans will be granted between $500 - $1500 to qualified borrowers

  • Loan proceeds will be deposited to the borrower's savings account and will remain there until the loan is paid in full

EZ Living Account #431

Earn .25% interest higher than the Regular Savings Account.  Must be age 55 to qualify.  Minimum opening deposit is $50.  Interest is accrued daily; paid and compounded quarterly on balances of $500 or more. 

 

Vacation Club Account #451

The Vacation Club Account was designed to help you save money for your annual vacation.  Interest is accrued daily; paid and compounded quarterly on balances of $500 or more.  You are allowed 1 withdrawal per year.

 

Christmas Club Accounts #401

The Christmas Club Account was designed to help you save for the holiday season.

Deposit money into this interest-bearing account during the year.  We will automatically

disburse these accounts on October 15.  Interest is accrued daily; paid and compounded quarterly on balances of $500 or more.

 

6  Month, 1 Year and 2 Year Share Certificates

Your credit union offers very competitive rates on your investments.  Each certificate account requires an opening deposit of $1,000.  The 6-Month certificate accrues interest daily and is paid at maturity.  All other certificate accounts will accrue interest daily; paid and compounded quarterly.  All certificates have a 7 day grace period at maturity which will allow you to deposit additional funds, withdraw funds, or transfer to another investment account.  Withdrawals prior to maturity will have a penalty.