Loan Rates

Rates effective as of  November 19, 2013

Loan Type
Credit Score
APR*
Max Term
Signature Loan Special 660 and up    4.25 % 12 Months
Signature Loan Special 659 - 620    6.50 % 12 Months
Signature Loan 660 and up    6.00 % 36 Months
Signature Loan 659 - 620    9.00 % 36 Months
Signature Loan 619 - 600   18.50 % 36 Months
Signature Loan 599 - 0   21.00 % 36 Months
Automobile Loan Special 660 and up    2.99 % 60 Months
Automobile Loan Special 659 - 620   5.99 % 60 Months
Automobile Loan Special 619 - 600    10.99 %    60 Months
Automobile Loan Special 599 - 0 15.99 % 60 Months
Recreational Vehicles 620 and up    6.50 % 60 Months
Recreational Vehicles 619 - 600 10.50 % 60 Months
Recreational Vehicles 599 - 0 18.50 % 60 Months
Savings Secured All  3% over pledged account rate 180 Months
Credit Builder Savings Plan All 3% over deposit account rate 36 Months
$500/$700 No Credit Loan All 21.00 % 6 Months
Qwik Cash Loan All   18.00 %    
$1200 Vacation Loan 660 and up    4.00  % 12 Months
$1200 Vacation Loan 659 - 620    6.25  % 12 Months
$1200 Vacation Loan 619 - 600 12.25  % 12 Months
$1200 Vacation Loan 599 - 0 17.50  % 12 Months

*APR: Annual Percentage Rate.  Rates, terms and conditions are subject to change without notice at the discretion of the board of directors.  Other limitations may apply.  Members must meet income and credit criteria.  

Loan Policy requirements (1) provide Credit Union with the most recent pay stub upon
submission of your application; (2) $100.00 must be on deposit in your share account at
 loan closing and throughout the life of the loan.

PERFORMANCE LEVEL:  APR'S are based on your Equifax Credit Bureau Score.  Credit
scores of 660 and higher are Performance Level A; scores of 659 - 620 are Level B; scores
of 619 - 600 are Level C and scores of 599 - 0 are Level D.

Ask your loan representative for further information regarding your score and ways to improve
 your score which will benefit you for future advances.