Loan Rates
Rates
effective as of April 1, 2013 |
| Loan Type |
Credit
Score |
APR* |
Max Term |
|
Signature Loan Special |
660 and up |
4.25 % |
12 Months |
|
Signature Loan Special |
659 - 620 |
6.50 % |
12 Months |
|
Signature Loan |
660 and up |
6.00 % |
36 Months |
|
Signature Loan |
659 - 620 |
9.00 % |
36 Months |
|
Signature Loan |
619 - 600 |
18.50 % |
36 Months |
|
Signature Loan |
599 - 0 |
21.00 % |
36 Months |
|
Automobile Loan Special |
660 and up |
2.99 % |
60 Months |
|
Automobile Loan Special |
659 - 620 |
5.99 % |
60 Months |
|
Automobile Loan Special |
619 - 600 |
10.99 % |
60 Months |
|
Automobile Loan Special |
599 - 0 |
15.99 % |
60 Months |
|
Recreational Vehicles |
620 and up |
6.50 % |
60 Months |
|
Recreational Vehicles |
619 - 600 |
10.50 % |
60 Months |
|
Recreational Vehicles |
599 - 0 |
18.50 % |
60 Months |
|
Savings Secured |
All |
3% over pledged account rate |
180 Months
|
|
Credit Builder Savings Plan |
All |
3% over deposit account rate |
36 Months |
|
$500/$700 No Credit Loan |
All |
21.00 % |
6 Months |
|
Qwik Cash Loan |
All |
28.00 % |
|
|
$1200 Vacation Loan |
660 and up |
4.00 % |
12 Months |
|
$1200 Vacation Loan |
659 - 620 |
6.25 % |
12 Months |
|
$1200 Vacation Loan |
619 - 600 |
12.25 % |
12 Months |
|
$1200 Vacation Loan |
599 - 0 |
17.50 % |
12 Months |
*APR: Annual Percentage Rate.
Rates, terms and conditions are subject to change without notice at the discretion of the board of directors. Other limitations may apply. Members must meet income and credit criteria.
Loan Policy requirements (1) provide Credit Union with the most recent
pay stub upon
submission of your application; (2) $100.00 must be on
deposit in your share account at
loan closing and throughout
the life of the loan.
PERFORMANCE LEVEL: APR'S are based on
your Equifax Credit Bureau Score. Credit
scores of 660 and
higher are Performance Level A; scores of 659 - 620 are Level B; scores
of 619 - 600 are Level C and scores of 599 - 0 are Level D.
Ask your loan representative for further information regarding your
score and ways to improve
your score which will benefit you for
future advances.