Savings Rates

Rates effective as of March 15, 2012

Product Name

Interest Rate

APY*

Minimum Open Balance Minimum Balance for APY*
Share Savings .10 .10 $10.00 $500.00
EZ Living .35 .35 $10.00 $500.00
Christmas Club .10 .10 $10.00 $500.00
Vacation Club .10 .10 $50.00 $500.00
       
Silver Checking Account .10 .10 $100.00 $500.00
Prime of Life Checking .10 .10 0.00 $500.00
Young Checking Account .10 .10 0.00 $500.00

*Annual Percentage Yield.  Rates, terms and conditions are subject to change without notice at the discretion of the board of directors.  Other limitations may apply. The interest rate and corresponding annual percentage yield may vary after the account is opened.